My Consulting Services
I provide transformation services for MGAs, coverholders, insurance brokers, and Lloyd’s market participants.
With over 15 years of experience in the Lloyd’s of London market and senior leadership roles at Insurtech and top-tier investment banks such as UBS, JPMorgan, Deutsche Bank, and having worked as a Lloyd’s coverholder for Beazley and Ascot I deliver independent compliance audits, regulatory reviews, and strategic transformation consulting.
Services include Lloyd’s coverholder audits, MGA internal audits, FCA CASS client money audits, operational transformation, legacy system modernization, and regulatory compliance frameworks. As founder and CEO of Tapoly, an FCA-regulated MGA, I bring hands-on operational expertise to every engagement.
Lloyd’s Coverholder Audit, MGA & Client Money Audit Services
Comprehensive internal audit and compliance services for insurance intermediaries operating in the Lloyd’s market and regulated by the FCA.
Lloyd’s Coverholder Compliance Audits:
✓ Lloyd’s Minimum Standards (LMS) gap analysis
✓ Binding authority agreement compliance reviews
✓ Delegated underwriting authority audits
✓ Claims handling procedure reviews
✓ Premium and claims bordereaux validation
✓ Syndicate reporting compliance
MGA Internal Audit Programs:
✓ Operational risk assessments
✓ Underwriting process and authority audits
✓ Financial controls and accounting reviews
✓ Data governance and GDPR compliance
✓ Third-party administrator (TPA) oversight
✓ Information security audits
Client Money Internal Audit (FCA CASS):
✓ FCA Client Assets Sourcebook (CASS) compliance
✓ Client money segregation and reconciliation
✓ Premium trust account compliance reviews
✓ Client Money Protection Arrangement (CMPA) audits
✓ Fiduciary duty compliance assessments
Due Diligence & Remediation:
✓ Pre-acquisition internal audit reviews
✓ Post-binding authority implementation audits
✓ Remediation planning and support
✓ Control environment enhancement
Insurance Transformation & Modernization Services
Strategic operational and digital transformation for insurers, MGAs, brokers, and Lloyd’s market participants modernizing operations and meeting regulatory requirements.
Operational Transformation:
✓ End-to-end process optimization
✓ Workflow automation and straight-through processing
✓ Bordereaux automation and data quality improvement
✓ Legacy system modernization
✓ Operational efficiency analysis and improvement
Business Transformation:
✓ Business model design and setup
✓ Coverholder to MGA conversion strategies
✓ Delegated authority expansion planning
✓ Distribution channel development
✓ Product innovation for SME and embedded insurance
Fractional Leadership:
✓ Interim and fractional CEO services
✓ Fractional CTO support
✓ Technology strategy and roadmap development
✓ M&A due diligence and post-acquisition integration
✓ Board advisory and Non-Executive Director services
Regulatory & Compliance Transformation:
✓ FCA compliance framework design and implementation
✓ Lloyd’s oversight function establishment
✓ Risk management framework development
✓ Governance structure optimization
✓ Management information (MI) system enhancement
✓ Regulatory reporting automation
Technology & Data Transformation:
✓ Insurance platform selection and implementation
✓ Legacy system replacement strategies
✓ API integration (carriers, brokers, third parties)
✓ Cloud migration planning (AWS, Azure, Google Cloud)
✓ Data migration from legacy systems
✓ Cybersecurity and data protection compliance
Get in contact with me
If you have any questions, please feel free to reach out to me. You can get in touch by using the contact form or using the number below.
